Green onyx necklace, reg. price $198, sale price $99

Turquoise bib necklace, reg. price $69

The economy may be bad for businesses, but good for your wallet.

Discounts proliferate. Everyone is trying to stimulate spending and that means cutting prices. But those cuts may just lure you in for some great deals that aren’t at cut rate prices.

Stella & Dot, a hip little jewelry business with items that range from statement making to quirky vintage. Prices begin under $40, top out around $300 and average around $100.

For now, until Dec. 31 prices are 50 percent off on select items (click to view).

Heirloom cuff, reg. price $138, sale price $69

Vintage locket, reg. price $39

But only if you shop through Vicky, she’s the local seller of such items and you need to go through her for the discount. The green onyx necklace (top right is half off the regular price of $198, on sale for $99). A version in “enhanced” ruby is marked down from $398 to $199.

Other items worth taking a look at aren’t on sale, but the prices are pretty terrific.

Above, you see a turquoise bib necklace, reg. price $69, and a vintage locket, reg. price $39 and the sunburst enamel bangle cuff at below, reg. price $128.

You can reach Vicky by email at Vicki, vkb2@hotmail.com.

And if you really want to support the economy and buy at full retail costs, by all means, just ask.