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05.21.2009 11:10 am

Chronic illnesses dominate health insurance

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From the federal Agency for Healthcare Research News and Numbers:

About two of every three adult Americans under age 65 covered by public insurance from 2005 to 2006 had at least one chronic illness, such as diabetes, heart disease, and kidney disease, says the federal Agency for Healthcare Research and Quality.

In addition:
• 57 percent of people with private insurance and 36 percent of the uninsured had one or more chronic ailments, such as diabetes, heart disease, and kidney disease.
• People who had two or more chronic illnesses accounted for 45 percent of the publicly insured, 32 percent of the privately insured and 17 percent of the uninsured.
• Health expenditures for treatment of chronic conditions for adults with two or more such conditions averaged $6,455 for public insurance compared with $1,987 for the uninsured and $3,598 for people with private insurance.
• However, publicly insured persons with two or more chronic illnesses had lower average annual out-of-pocket expenses than a similar uninsured person ($708 vs. $1,040).
• Chronic diseases accounted for 57 percent of medical care spending for adults who only had public insurance, 46 percent for the privately insured, and 47 percent for the uninsured.

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2 comments

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If you are uninsured and does not have insurance, you should check out the website http://UninsuredAmerica.blogspot.com - John Mayer, California

— JohnMayer
1:19 am May 22nd, 2009

Living on planet earth at the end of the first millennium means dealing with high levels of pollution from man-made waste products in the soil, water, food, and air. It means dealing with biological systems that have been tampered with by drugs, chemicals, medicines, man-made radiation, electromagnetic radiation, and increased ultraviolet radiation getting through our atmosphere. All these factors affect us as well as the food we eat and the microscopic and macroscopic life-forms in, on and around us. To live with an illness that has no horizon takes more than a physical toll; it challenges one’s emotional strength, tests relationships, and can make any goal seem impossible to reach.Ethan Zohn is in the headlines again, as Ethan Zohn has been diagnosed with a rare form of cancer, called CD20 positive Hodgkin’s lymphoma. Hodgkin’s lymphoma is a cancer of the lymph system, and while treatment is expensive and painful, usually requiring a payday loan or two to say the least, it is also one of the most survivable types of cancer. Chemotherapy begun in the early stages usually gives the afflicted a 95% survival rate or better. Ethan Zohn might need a few online loans to cover expenses, but treatment might rob him of his most precious possession – his famous hair. Read more click http://personalmoneystore.com/moneyblog/2009/05/18/ethan-zohn-jenna-morasca/

— MartinN
12:05 am May 26th, 2009