I dig it. Especially for people who are graphically and verbally oriented, it’s an interesting snapshot.

Palin biggie is “also”? Not surprising I guess since she seemed to be generating random stream of consciousness much of the evening (although I do accept that her poorly integrated paragraphs probably reflected her efforts to get her scripted talking points out there regardless of the questions.

Well, Irene, it looks like Palin barely mentioned Obama in comparison to her running mate. By contrast, Biden talked about McCain more than he did Obama. It sounds like she was more promoting her ticket rather than tearing down the other side.

She spoke eloquently but failed to answer the questions and did an excellent job of avoiding questions by talking a lot but not about the actual question. She didn’t embarrass us here in Alaska. Her knowledge is lacking and that was clear. C Harris

There were definite evasions to answering questions. Palin kept stating
“I don’t want to talk about the past, only what we will do going forward.”
I can understand, Why would she want to discuss her bosses heavy involvement in the failed bush policies when she can accuse Obama of “looking backward, not forward? If by any chance Palin gets to be VP, the idea of her telling heads of state “Soccer mom” parables during tough talks and being very vague with details, is dangerous. I can see it, hopefully not. A Foreign power with issues asks what the US plans to do specifically and she responds with soccer mom stories or jibes random nonsense unrelated to the question. Biden tried to hard not to attack her vagueness and should have pressed her to clarify and broaden her answers. He could have done this without appearing to be a bully prefacing the american people want to know specifics. It would have been quickly clear how empty she is without soundbytes.

Your word cloud doesn’t include the most important thing we heard from Biden:

“We should be allowing bankruptcy courts to be able to re-adjust not just the interest rate you’re paying on your mortgage to be able to stay in your home, but be able to adjust the principal that you owe, the principal that you owe.”

So I buy a house for $100,000 and then discover I overpaid. When I declare bankruptcy, the judge whacks $20,000 off my mortgage. So the bank gets to take the loss on my bad investment, and the mortgage documents mean nothing. Very disturbing. Is this the sort of philosophy that we want in the people running our country?

Nick….it’s not a question of overpaying for your house. If someone pays $100,000 at 8.5% for 30 years, the total cost is $330,000.

If the rates drop to 5.5%, the same loan will cost $257,000.

If you can’t afford to refinance your home due to additional closing costs or unemployment, your sit out of luck….The banks has you by the rails. Mortgages should be adjusted to current rates…That’s what the banks do when they borrow from each other or when they steal from the government.

By the way…I see the Palin cloud with the words “REALLY”, “LIKE”, and “TOTALLY”….where’s the words “AWESOME”, “GONNA”, and “BETCHA?

Garrison, if you know enough to tell me the total cost of a loan, then you can’t plead ignorance on mortgages. So please note:

1. The “total cost” includes principal and interest. When Biden says that a judge should be able to “adjust the principal that you owe” he isn’t talking about the total cost.

2. Not sure how you came up with $330,000, but according to http://www.amortization-calc.com the total cost of $100,000 at 8.5% for 30 years is $277,000. At 5.5%, that drops to $204,000.

3. Mortgage loans are made based upon lender’s predictions of default rates, cost of funds, and servicing costs. Heavy losses in sub-prime loans indicate that they actually were charging too little, not too much. Why do you think that they should be forced to come back, after the fact, and accept less than was agreed upon?

I’ll betcha you think it’ll be awesome when banks are gonna have to just rewrite those mortgages. I’m sure you’d really like it if the government would totally stick it to the banks, and just let people keep their homes. But how is that fair to banks, their investors, and to everyone who pays their mortgage every month and ends up having to subsidize them?

they forgot “git” and gosh darn it and golly gee on Pailins When she sepaks its not only nals on the chalkboard….its an assault on the english language

Jo Mannies thought that the two candidates got through the event with “…no major blunders…”. But don’t you think a six term senator running for the position of Vice President would know that the duties of the Vice President are detailed in Article Two of the Constitution and not Article One (Legislature) as he stated! Isn’t that just a little bitty gaffe, Jo?