Thursday editorial: Dream killers
In 1980, presidential candidate Ronald Reagan promised that if elected, he would abolish the then-fledgling U.S. Department of Education. He was. He didn’t.
But at this time of year — the high season for applying for many of the financial aid programs the department administers — a lot of students and parents can understand Mr. Reagan’s sentiments.
We’re talking governmental malpractice on a breathtaking scale.
The financial aid system is supposed to help make college affordable. It does that, but only for those who can navigate paperwork barriers that serve no
discernible public purpose. Families must run a gauntlet of impossible, often
incomprehensible, demands for information.
Want to raise your blood pressure? Take a look at the work of Harvard
economists Susan Dynerski and Judith Scott-Clayton, specifically a study they
published in 2007 called “College Grants on a Postcard.”
They dissect the federally required paper work — the Free Application for
Federal Student Aid (FAFSA) — and compare it to Internal Revenue Service tax
forms. Tax time is a cake walk compared to the burdens imposed on kids and
their families by the student aid process.
Federal education officials claim FAFSA forms take just one hour to prepare.
The Harvard researchers proved this was pure bunkum. Ten hours is more like it,
the study found. And that’s assuming the young applicants get help from people
familiar with the forms and comfortable with the complexities of financial
records. Hard-working, qualified kids from impoverished backgrounds — the very
kids many of the programs are designed to help — may find themselves on their
own and forced to track down obscure bureaucratic data and to try to get
signatures of long-absent parents or document incomes for which no records are
kept.
Kids who can’t fill out the forms — and then satisfy repeated demands for more
and more information, as a recent story by the Post-Dispatch’s Steve Giegerich
showed — may be out of luck, thanks to inconsistent requirements of different
institutions and even make-work, bureaucratic paper pushing.
That’s not all.
Under the cockeyed federal grant calendar, applicants don’t learn whether they
receive aid — or how much — until months after college applications are closed
and admissions decisions are made. The specifics of some sorts of student aid
are not revealed until after a student has enrolled and paid tuition. The
Harvard researchers say that’s like a car salesman who discloses a rebate only
after the customer has agreed to purchase a car: “Customers scared off by a
sticker price would never even learn about the rebate and would walk out not
knowing that the car they wanted was affordable,” they observe.
Comparisons to the car salesman caricature don’t end there.
The system of college aid is a shell game of Pell grants, Supplemental
Education Opportunity grants, federal work study, Perkins loans, HOPE
Scholarship credits, Coverdell Education Savings Accounts and more. Some
overlap, others pull in opposite directions.
The pay off? The best single element of student financial aid is a
$4,000-a-year Pell grant. That’s not enough to finance a college education. But
it’s an excellent foundation on which to assemble a package of financial aid
from a variety of sources.
Congress has tried to simplify things, but the education department bureaucracy
resists. Meanwhile, college education grows more expensive. The gulf between
haves and have-nots in higher education grows wider. Our competitiveness in the
global marketplace suffers.
Things do not have to be this way.
Professors Dynarksi and Scott-Clayton propose an elegant solution in which
applications for college aid are completed on a simple postcard. Applicants
learn almost immediately the amount of aid they can expect to receive, allowing
them to plan accordingly.
That’s do-able, and a nation committed to providing access to higher education
should do it.


The Editorial Board neglected to mention the need to include automatic voter registration on the education welfare postcard application. After all, you need to be registered before you can sell your vote to the government worshipers for a grant from the taxpayers.