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	<title>The Savvy Consumer Blog</title>
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	<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog</link>
	<description>Post-Dispatch reporter Matthew Hathaway on consumer issues and stretching a buck.</description>
	<pubDate>Fri, 20 Nov 2009 17:55:04 +0000</pubDate>
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		<title>The Savvy Consumer Blog</title>
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		<item>
		<title>House-painting firm to pay $3K to settle hazardous-waste suit</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/house-painting-firm-to-pay-3k-to-settle-hazardous-waste-suit/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/house-painting-firm-to-pay-3k-to-settle-hazardous-waste-suit/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 22:08:16 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[government]]></category>

		<category><![CDATA[Celtic Painting]]></category>

		<category><![CDATA[Chris Koster]]></category>

		<category><![CDATA[hazardous waste]]></category>

		<category><![CDATA[house painting]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[lawsuits]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=852</guid>
		<description><![CDATA[<p>St. Louis-based Celtic Painting has agreed to pay $3,000 to settle a state lawsuit accusing the house-painting company of violating waste-management regulations, according to the office of Missouri Attorney General Chris Koster.</p>
<p>Celtic Painting could be required to pay more than&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/house-painting-firm-to-pay-3k-to-settle-hazardous-waste-suit/feed/</wfw:commentRss>
		</item>
		<item>
		<title>ConsumerWorld: 10 tips to scoring better bargains on Black Friday</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/consumerworld-10-tips-to-scoring-better-bargains-on-black-friday/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/consumerworld-10-tips-to-scoring-better-bargains-on-black-friday/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 21:31:25 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[news from elsewhere]]></category>

		<category><![CDATA[Black Friday]]></category>

		<category><![CDATA[Christmas shopping]]></category>

		<category><![CDATA[Consumer World]]></category>

		<category><![CDATA[Edgar Dworskty]]></category>

		<category><![CDATA[holiday shopping]]></category>

		<category><![CDATA[shopping]]></category>

		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=850</guid>
		<description><![CDATA[<p>If you&#8217;ve read my <a title="Savvy Consumer columns" href="http://www.stltoday.com/savvy" target="_blank">column in the Saturday paper</a>, you might be familiar with Edgar Dworsky. The former consumer-protection lawyer for the Massachusetts AG&#8217;s office is the founder of the non-commercial site <a title="Consumer World" href="http://www.consumerworld.org/" target="_blank">Consumer World</a>, and he&#8217;s an expert bargain hunter.</p>
<p>Today,&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/consumerworld-10-tips-to-scoring-better-bargains-on-black-friday/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Koster: Used car lots selling vehicles without safety inspections</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/koster-used-car-lots-selling-vehicles-without-safety-inspections/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/koster-used-car-lots-selling-vehicles-without-safety-inspections/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 20:10:34 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[government]]></category>

		<category><![CDATA[Ace Motors]]></category>

		<category><![CDATA[auto dealer]]></category>

		<category><![CDATA[car dealer]]></category>

		<category><![CDATA[Chris Koster]]></category>

		<category><![CDATA[EZZ Motors]]></category>

		<category><![CDATA[Hollywood Motors]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[lawsuits]]></category>

		<category><![CDATA[Not Nu Auto Sales]]></category>

		<category><![CDATA[Rich Royce Autos]]></category>

		<category><![CDATA[St. Louis Car Credit]]></category>

		<category><![CDATA[Supercars Inc.]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=846</guid>
		<description><![CDATA[<div id="attachment_847" class="wp-caption alignright" style="width: 310px"><a href="http://www.stltoday.com/blogzone/the-savvy-consumer-blog/files/2009/11/clunker_opt.jpg"><img class="size-medium wp-image-847" style="border: 1px solid black;margin: 1px" src="http://www.stltoday.com/blogzone/the-savvy-consumer-blog/files/2009/11/clunker_opt-300x225.jpg" alt="" width="300" height="225" /></a><p class="wp-caption-text">According to Koster&#39;s office, the dealerships issued temporary tags to cars that shouldn&#39;t have been on the road -- but not to this particular jalopy.</p></div>
<p><strong>UPDATED 11:50 a.m., Nov. 20 with clarification from Attorney General&#8217;s Office. See second and third grafs.<br />
</strong></p>
<p>Several&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/koster-used-car-lots-selling-vehicles-without-safety-inspections/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Fed would restrict gift cards&#8217; dormancy fees and expiration dates</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/fed-would-restrict-gift-cards-dormancy-fees-and-expiration-dates/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/fed-would-restrict-gift-cards-dormancy-fees-and-expiration-dates/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 17:54:19 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[news from elsewhere]]></category>

		<category><![CDATA[Fed]]></category>

		<category><![CDATA[Federal Reserve]]></category>

		<category><![CDATA[gift cards]]></category>

		<category><![CDATA[MarketWatch]]></category>

		<category><![CDATA[regulations]]></category>

		<category><![CDATA[restrictions]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=843</guid>
		<description><![CDATA[<p>If you missed it, make sure to check out <a title="Gift card issuers feel heat on fees, expiration dates" href="http://www.stltoday.com/stltoday/news/stories.nsf/nation/story/B4B793E0E06CA2E2862576710012DC39?OpenDocument" target="_blank">the MarketWatch story on gift cards and proposed Federal Reserve regs</a> that appeared on the front page of today&#8217;s Post-Dispatch.</p>
<p>The Fed is considering <a title="Highlights of proposed gift card rules" href="http://www.federalreserve.gov/newsevents/press/bcreg/bcreg20091116a2.pdf" target="_blank">new rules</a> that would restrict dormancy or inactivity fees &#8212;&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/news-from-elsewhere/2009/11/fed-would-restrict-gift-cards-dormancy-fees-and-expiration-dates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>L.A. Times: Firms wine and dine &#8216;mommy bloggers&#8217; for good coverage</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/la-times-firms-wine-and-dine-mommy-bloggers-for-good-coverage/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/la-times-firms-wine-and-dine-mommy-bloggers-for-good-coverage/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 17:38:23 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[news from elsewhere]]></category>

		<category><![CDATA[advertising]]></category>

		<category><![CDATA[blogging]]></category>

		<category><![CDATA[endorsement]]></category>

		<category><![CDATA[Federal Trade Commission]]></category>

		<category><![CDATA[FTC]]></category>

		<category><![CDATA[Los Angeles Times]]></category>

		<category><![CDATA[marketing]]></category>

		<category><![CDATA[mommy blogger]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=841</guid>
		<description><![CDATA[<p>Nutrition activists fear the food industry is co-opting so-called &#8220;mommy bloggers&#8221; with junkets and freebies and, as a result, pulling a fast one on consumers who read the blogs and are unaware of the perks and endorsement deals, <a title="Blogging moms wooed by food firms" href="http://www.latimes.com/news/nationworld/world/la-fi-bloggers15-2009nov15,0,12908,full.story" target="_blank">the Los&#8230;</a></p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/la-times-firms-wine-and-dine-mommy-bloggers-for-good-coverage/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Trade group releases conduct rules for service-contract brokers</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/trade-group-releases-conduct-rules-for-service-contract-brokers/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/trade-group-releases-conduct-rules-for-service-contract-brokers/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 17:41:08 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Chris Koster]]></category>

		<category><![CDATA[extended auto service contract]]></category>

		<category><![CDATA[extended warranty]]></category>

		<category><![CDATA[standards of conduct]]></category>

		<category><![CDATA[trade group]]></category>

		<category><![CDATA[US Fidelis]]></category>

		<category><![CDATA[Vehicle Protection Association]]></category>

		<category><![CDATA[VPA]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=834</guid>
		<description><![CDATA[<p>The trade group representing brokers of extended auto-service contracts today released <a title="VPA Standards of Conduct" href="http://www.vpanet.org/docs/VPA-Standards-of-Conduct.pdf" target="_blank">a 20-page Standards of Conduct guide</a> that prohibits many of the deceptive marketing practices that, according to consumer groups and regulators, have become synonymous with the industry.</p>
<p>The group, called the&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/trade-group-releases-conduct-rules-for-service-contract-brokers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Koster sues 6 area auto service-contract firms for deceiving consumers</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/kosters-sues-6-area-service-contract-brokers-for-deceiving-consumers/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/kosters-sues-6-area-service-contract-brokers-for-deceiving-consumers/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 16:23:24 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Chris Koster]]></category>

		<category><![CDATA[Dealer Warranty Services]]></category>

		<category><![CDATA[Dealers Warranty]]></category>

		<category><![CDATA[extended auto service contract]]></category>

		<category><![CDATA[extended warranty]]></category>

		<category><![CDATA[Extended Warranty Corporation]]></category>

		<category><![CDATA[Key Protection]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[lawsuits]]></category>

		<category><![CDATA[Missouri attorney general]]></category>

		<category><![CDATA[Mogi]]></category>

		<category><![CDATA[National Dealers Warranty]]></category>

		<category><![CDATA[Nationwide Automotive Protection]]></category>

		<category><![CDATA[stoprepairbills.com]]></category>

		<category><![CDATA[US Auto Warranty]]></category>

		<category><![CDATA[Warranty Activation Headquarters]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=826</guid>
		<description><![CDATA[<p>Missouri Attorney General Chris Koster&#8217;s office announced today that it has filed suits against six companies selling extended auto-service contracts and alleged that the firms, all located in suburban St. Louis, tricked consumers into buying so-called &#8220;extended warranties&#8221; through unfair&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/kosters-sues-6-area-service-contract-brokers-for-deceiving-consumers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Koster to announce new suits against service-contract brokers</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/koster-to-announce-new-suits-against-service-contract-brokers/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/koster-to-announce-new-suits-against-service-contract-brokers/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 18:17:47 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[extended auto-service contracts]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Carhill Enterprises]]></category>

		<category><![CDATA[Certified Auto Warranty Services]]></category>

		<category><![CDATA[Chris Koster]]></category>

		<category><![CDATA[Consumer Protection Services]]></category>

		<category><![CDATA[Dealer Processing]]></category>

		<category><![CDATA[Dealer Warranty Services]]></category>

		<category><![CDATA[extended warranties]]></category>

		<category><![CDATA[extended warranty]]></category>

		<category><![CDATA[lawsuits]]></category>

		<category><![CDATA[Missouri attorney general]]></category>

		<category><![CDATA[Missouri Merchandising Practices Act]]></category>

		<category><![CDATA[National Auto Warranty Services]]></category>

		<category><![CDATA[National Dealers Warranty]]></category>

		<category><![CDATA[Smart Choice Protection]]></category>

		<category><![CDATA[stoprepairbills.com]]></category>

		<category><![CDATA[TXEN Partners]]></category>

		<category><![CDATA[US Fidelis]]></category>

		<category><![CDATA[Warranty Activation Headquarters]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=822</guid>
		<description><![CDATA[<p>Reporters being summoned to press conferences in Kansas City and St. Louis tomorrow are told that Missouri Attorney General Chris Koster will announce new enforcement actions his office is taking against companies selling extended auto-service contracts.</p>
<p>Nanci Gonder, a spokeswoman for&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/uncategorized/2009/11/koster-to-announce-new-suits-against-service-contract-brokers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>In the fakeosphere, web sites gush over extended warranties</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/us-fidelis/2009/11/in-the-fakeosphere-web-sites-gush-over-extended-warranties/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/us-fidelis/2009/11/in-the-fakeosphere-web-sites-gush-over-extended-warranties/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 22:06:09 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[US Fidelis]]></category>

		<category><![CDATA[extended auto-service contracts]]></category>

		<category><![CDATA[Darain Atkinson]]></category>

		<category><![CDATA[extended auto service contract]]></category>

		<category><![CDATA[extended warranty]]></category>

		<category><![CDATA[fake blogs]]></category>

		<category><![CDATA[fakeosphere]]></category>

		<category><![CDATA[flogs]]></category>

		<category><![CDATA[Internet marketing]]></category>

		<category><![CDATA[Mogi]]></category>

		<category><![CDATA[Top Extended Warranties]]></category>

		<category><![CDATA[Warranty Watch]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=817</guid>
		<description><![CDATA[<p>With bogus blogs and shill comments seemingly on the rise, it&#8217;s not surprising that there&#8217;s finally a name for these deceptive corners of the Internet where product marketers and public relations flacks pose as real people: it&#8217;s <em>the fakeosphere</em>.</p>
<p>Estimated to&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/us-fidelis/2009/11/in-the-fakeosphere-web-sites-gush-over-extended-warranties/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Moved recently? The IRS might be trying to send you a tax refund</title>
		<link>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/moved-recently-the-irs-might-be-trying-to-send-you-a-tax-refund/</link>
		<comments>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/moved-recently-the-irs-might-be-trying-to-send-you-a-tax-refund/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:10:44 +0000</pubDate>
		<dc:creator>Matthew Hathaway</dc:creator>
		
		<category><![CDATA[government]]></category>

		<category><![CDATA[address]]></category>

		<category><![CDATA[Illinois]]></category>

		<category><![CDATA[Internal Revenue Service]]></category>

		<category><![CDATA[IRS]]></category>

		<category><![CDATA[mail]]></category>

		<category><![CDATA[Michael Devine]]></category>

		<category><![CDATA[Missouri]]></category>

		<category><![CDATA[tax refunds]]></category>

		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://www.stltoday.com/blogzone/the-savvy-consumer-blog/?p=814</guid>
		<description><![CDATA[<p><a href="http://www.stltoday.com/blogzone/the-savvy-consumer-blog/files/2009/11/irs-tax-refund-check-main_full_opt.jpg"><img class="alignright size-full wp-image-815" src="http://www.stltoday.com/blogzone/the-savvy-consumer-blog/files/2009/11/irs-tax-refund-check-main_full_opt.jpg" alt="" width="358" height="237" /></a>The tax man might be looking for you. And, this time, that&#8217;s good news.</p>
<p>Internal Revenue Service <a title="IRS press release" href="http://www.irs.gov/newsroom/article/0,,id=215117,00.html" target="_blank">said today</a> it is trying to track down the rightful owners of more than 107,000 refund checks worth more than $123.5 million. The U.S. Postal&#8230;</p>]]></description>
		<wfw:commentRss>http://www.stltoday.com/blogzone/the-savvy-consumer-blog/government/2009/11/moved-recently-the-irs-might-be-trying-to-send-you-a-tax-refund/feed/</wfw:commentRss>
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