Cardsfaninnashville wrote
Without real numbers, your hypothesis on percentages is meaningless. I look at insurance like Ma Bell many years ago. It's a virtual state-by-state monopoly and the insurance industry has the systems so rigged that the average person is s-c-r-e-w-e-d and this situation is getting worse. Pay more and more, getting less and less coverage and getting dropped at the 1st sign of a health problem.
I think employer to employeee based insurance is dying - virtually dead. It's helping bankrupt small business and will eventually have to goto indivudual insurance.
I want the same thing the congress critters have. OPTIONS. All of it on a menu on my computer. I'll pick what I want and can afford like my home insurance and car insurance.
Again. IF the republican were doing anything bt playing POLITICAL GAMES, they would have long ago offered a comprehensive healthcare plan. But they haven't. They just want to undercut this POTUS and da*n the American people or trying to offer a better solution.
I just cannot believe so many can't see thru the forest of "death panels" and "socialism" and the gamesmanship of the politics of fear and DEMAND better solutions.
Instead, the "alternative" position from the Republicans is to offer nothing. It speaks for itself.
The idea that Republicans have no ideas is blatantly wrong. They have proposed plenty of solutions to the competition and cost issues, but the Democrats control both houses by too large of margins for the Republicans to even get a bill into committees.
I agree with everything you said about making health insurance like car insurance. The problem is a lack of competition and free information in the industry. The current health care legislation does nothing to increase competition other than create a government option.
A government option will be so bureaucratic and over-budget that it will not offer real competition. We just need to eliminate the system of state-isolate insurance shopping. I too see the employer-based system being fazed out and that is a good thing IMO.
The Republicans, especially Boehner have been talking up ideas like increasing competition and addressing the lawsuit issues. Medical costs are being driven up by the cost of malpractice insurance, plain and simple. The Democrats' bill would shift who pays for health care, it would not do anything to reduce the cost being paid.